Life Focus, Inc.
Counseling & Consulting
Insurance
Life Focus, Inc. is pleased to accept Aetna, Blue Cross/Blue Shield and Cigna.  If you would like to utilize your in network benefits, please contact your insurance provider to verify that I am listed on your plan.  I can be found in the provider directory on the Aetna, Blue Cross/Blue Shield or Cigna website under Edward Clark, Jr.

It is our goal to make every attempt to verify benefits prior to the first visit.  We ask that you download and complete the form on the "Insurance Form" tab (this will download automatically when you click on the tab).  Please email this back to us at info@lifefocus.biz.  Please allow us 24 hours to verify your benefits.  This should allow us time to confirm your eligibility for services as well as copays, deductibles and/or co-insurance.  Verification of benefits does not guarantee payment.  The actual payment of the claim by your insurance carrier will determine member responsibility, which may be different than what was originally estimated due to various things such as procedure  and/or diagnosis codes, secondary insurance (if applicable), your eligibility and the details of your plan.  *Please note that most insurance companies do not cover marriage therapy and you will be required to pay the full fee.  If benefits can not be verified prior to your appointment, you will be expected to pay the full rate for the first visit.  Ultimately, you are responsible for any services not covered by your insurance. 

Life Focus is an authorized TRICARE/HUMANA MILITARY HEALTHCARE out of network insurance provider.  Please contact TRICARE/HUMANA or your insurance to determine your coverage.

**PLEASE NOTE**

If you have other insurance, Life Focus, Inc. is able to provide you with a service summary receipt in order for you to submit to your insurance provider for possible reimbursement.  Life Focus, Inc. does not submit ANY claims to any health insurance provider unless we are considered an in network provider.